What are the best rated home based businesses of 2009? As you know, a successful home based business can give you a tremendous opportunity to fire your boss, end that daily commute, and have much more of that needed time with your loved ones. Unfortunately, finding a legitimate home business opportunity can prove to be very difficult. You really need to do your due diligence to find the best opportunity that is right for you and your family. To help you with your research efforts, I would like to give you more information regarding businesses that I have come across. In my opinion, these are the top three best rated home based businesses of 2009.1. Medical Billing & Coding:This is an industry that has found favor with many stay at home moms who are trying to bring in another source of income for their family. Medical Billing and Coding consists of properly coding procedures that were administered to patients, and submitting those claims to the insurance carrier. This allows the medical provider to receive payment for his or her services. This industry does have a steep learning curve, and it is recommended that you have prior office experience. If you do not have experience in this industry, there might be someone in your local area who can offer you more information and expertise.2. Product Sales From Home or Online:Selling products from home is still a very popular choice for many. Many people are selling products like cosmetics, purses, home decor, etc. Many people are beginning to offer these sort of products via an online retail store, or website. If you participate in an opportunity like this one, I encourage you to utilize the power of the internet to market your business. I will go into more detail about this later on in my article. Many people are still participating in the traditional efforts of referring to family and friends, organizing hotel meetings, and hosting product shows for this sort of business. In my opinion, only using these methods can prove to be very difficult to achieve long-term success.3. Online Marketing:This home based business is my personal favorite. I have found that more and more people are finding tremendous success in this online business. With Online Marketing, you are using proven techniques and strategies to drive targeted traffic to a website where you offer a product or service. It does not matter if you are already involved in another business opportunity, Online Marketing can give you the increased exposure that your business thrives on, and give you a steady stream of new prospective customers. All you need is the right training, a computer, and an internet connection.

The most essential requisite for starting a new business is finance. Because banks and other conventional lending sources are apprehensive about giving loans to start up businesses, it is an important task for these business owners to arrange for appropriate financing sources. Since there is a huge difference between small business start up loans and loans for established businesses, it is extremely important to find a suitable lending source according to the requirements of the business. Start up loans are more dependent on loans for all of their financial needs than established businesses, and needs to be financed for almost everything required to set up the business. So before you start a new business, it is overly important to make a detailed research of the market to find the most appropriate lending source and loan deals for your business.Let us discuss some of the important features of small business start up loans:
These loans are mostly provided by the Small Business Administration (SBA), which is a United States government agency providing financial support to small businesses and aiming at building up the strength of the country’s economy by supporting the establishment of small businesses. SBA does not provide these loans directly to borrowers, but through private-sector lenders that are guaranteed by the SBA.
Since start up business owners do not have enough capital, these loans are mostly obtained at lower interest rates.
SBA acts as your guarantor, and helps you in acquiring business start up loans in case you do not possess properties for mortgage purposes.
Small business start up loans can be obtained very fast. You get them as soon as you apply for them. This is extremely helpful for new business owners who are mostly dependent on loans for all their business requirements.
These loans can be secured even by individuals having poor credit histories, including arrears, bankruptcy, late or missed payments, insolvency, IVA etc. Small business loans provide an opportunity to the borrowers to improve their credit history.
These loans can also be used for refinancing an already existing business.
Business start up loans can be available in any amount, ranging from a few thousand to more than $100,000. It is advisable for borrowers to make a meticulous research on the market and a detailed comparison between the terms and conditions offered by various lenders to find the most suitable one for your business.
These loans are available for anyone having plans to start a new business.Starting a business involves various details. Here are some of the important purposes a business start up loan can be used:
Purchasing the office space.
Purchasing essential machineries, furniture and other office equipment.
Purchasing necessary electronic equipment like a computer, fax machine, printer etc.
Hiring staff and paying for their salaries.
If you are new in the world of business, it is always advisable to consult an experienced and knowledgeable counselor to discuss your best options for a business start up loan, and the various ways of finding the right lender for you. It is also important to make perfect and flawless business plans before you decide to apply for loans.

How many times have you heard the words”Go to school, get a good education and then a good job and you’ll be set for life”?For some of us, all too many times I think. If you subscribe to the philosophy of some of the most famous entrepreneurs such as Robert Kiyosaki, then you will know that the key to being financially free is just the opposite. It is not being an employee; rather it is being an investor and business owner.When you become an investor and business owner you are in control of your own financial destiny and you no longer have to trade time for money. However, not everyone has the skills to be a successful business owner and consequently make enough cash to invest. That is why, if you are taking on a home based business you would be wise to look for one that will help you grow and develop the skills necessary to make the business thrive.And what are those skills? Well, the most important ones are the skill of communicating with people and the skill of selling. Whether you are in a business that stocks products or services, you will inevitably be dealing with people and encouraging them to buy what you offer.It is widely believed that the network marketing industry teaches these skills well. So always look for a home based business that has support and training built in. It will be much better than one where you have to learn on your own by trial and error.However the best kind of support and training is the interactive kind. By this I mean the kind that responds to your needs, not just a series of ideas or articles that may or may not help you.Also it is vitally important that the top income earners in the business are involved in the training so that you can benefit from their experiences.Having different networking groups for both new members and more experienced members is also a bonus. That way you can learn from one another and not get caught up in handling issues and problems that don’t really relate to you.So if you are considering a home based business, check out the support and training offered so that you can become successful and financially free. After all, isn’t that what it’s all about?